CALL US ON 1300 926 922

Get the right advice and lowest rates Australia Wide.

Quick Quote

No matter what it’s for, there’s never been a better time to borrow money.

  • This field is for validation purposes and should be left unchanged.


Investment Loans

Buying an investment property is a great way to build your wealth, but also represents a big financial commitment. That’s where we come in, with a range of investment home loan options to suit your purchasing needs. Whatever your aim, it pays to research the costs, risks and benefits before you begin.

Once you’ve secured your investment home loan, there a few more steps before you get the keys to your property at settlement. These are:

  • Paying the deposit
  • Signing the contract
  • Conveyancing

Compare different interest rates

One of the easiest ways you can compare home and investment loan rates is to calculate the comparison rate of the loan.

The comparison rate takes into account the costs associated with setting up a loan including the nominal interest rate(s), loan approval fees and any other up front or ongoing fees. The comparison rate does not include government and statutory fees, since these are standard regardless of the lender or type of loan. It also doesn’t include other fees and charges that are ‘event based’ and which may or may not apply throughout the term of your loan, for example, redraw fees, or early termination costs.

Investment Property Tips

  • Most investors use equity from their home for their deposit – but leave yourself wriggle room.
  • Hire a quantity surveyor to work out a depreciation schedule for your property.
  • Understand the difference between positive cash flow and negative gearing.
  • Do your research. Then do some more.
  • House or apartment? No right or wrong answer here – just more homework!

Buying your first investment property can be exhilarating (if a little stressful). When done well, property investing can create long-term wealth for you and your family.